Don’t Miss Out: Essential Documents You Need for Government Scheme Benefits

Don’t Miss Out! No Benefits Without These Documents for PM Vishwakarma Yojana — Check Rules & Apply Today

If you’re a traditional artisan or craftsperson in India, there’s good news — but only if you have the right documents. The PM Vishwakarma Yojana, launched by the government on September 17, 2023, is designed to support millions of skilled workers across the country by offering low-interest, collateral-free loans, skill training, and a digital identity.

But to access these benefits, specific documents and eligibility rules must be followed. Here’s everything you need to know.

What Is PM Vishwakarma Yojana?

This scheme aims to empower traditional artisans and workers who have inherited their craft over generations — such as tailors, blacksmiths, potters, goldsmiths, masons, cobblers, barbers, laundry workers, broom makers, toy makers, idol sculptors, and stone carvers.

The initiative supports these artisans with:

• Loans in two phases:
  • ₹1 lakh in the first phase (repayment in 18 months)
  • ₹2 lakh in the second phase (repayment in 30 months)
• Just 5% interest, thanks to a government subsidy
• No guarantee or collateral needed, as the loan is backed by the CGTMSE scheme
• Skill certification and 5-day mandatory training

Eligibility Criteria:

• Minimum age: 18 years
• No prior loan taken under a similar scheme in the last 5 years (If taken and repaid, you’re still eligible)
• Only one member per family can apply
• Applicant and family members must not hold a government job
• Skill verification and training is mandatory

Documents Required for PM Vishwakarma Yojana:

To successfully apply, keep the following documents ready:

• Aadhaar card and PAN card
• Active mobile number and passport-size photo
• Caste certificate and domicile certificate
• Bank passbook and KYC documents
• Udyam Registration Number (if applicable)

How to Apply for PM Vishwakarma Yojana:

You can apply for the scheme via:

• Online: Visit the official website pmvishwakarma.gov.in
• Offline: Visit your nearest CSC (Common Service Centre)

Why This Matters:

With rising unemployment and economic pressure, this government scheme offers a lifeline to grassroots artisans, helping them improve their income and sustain their heritage crafts. From financial aid to official recognition, the PM Vishwakarma Scheme is a crucial step towards an Atmanirbhar Bharat.