First-Time ITR Filing? Here’s What You Must Know Before the September 15 Deadline
ITR Filing Due Date Extended: New Deadline, Reason Behind Extension, and Key Updates
New Delhi | August 6, 2025
With the deadline for filing Income Tax Returns (ITR) for the financial year 2024–25 fast approaching—September 15, 2025—first-time taxpayers are advised to prepare carefully and avoid common mistakes.
The Income Tax Department has already released online filing utilities for ITR-1, ITR-2, and ITR-3. If you’re filing for the first time, here are five key things to keep in mind:
1. Get Expert Advice if Needed
Tax experts say that if your income is only from a salary, you might be able to file the return yourself. But if you earn from multiple sources—such as freelance work, rent, or investments—it’s better to consult a chartered accountant or a tax expert. This will help you avoid errors and make full use of tax deductions.
2. Register on the Income Tax Portal
To file your ITR online, you first need to register on the Income Tax portal (www.incometax.gov.in). For registration, you need your PAN, which should be linked to your Aadhaar.
Click on ‘Register’ on the top right corner of the site and follow the instructions.
3. Keep All Documents Ready
First-time filers must collect important documents such as:
- Form 16 from your employer
- Form 26AS and AIS/TIS from the tax portal
- Interest certificates from banks or post office
- Investment proofs (like LIC, PPF, medical insurance)
- Home loan interest statements
- Capital gains records, if applicable
Additional information like landlord PAN, insurance policy numbers, or receipt numbers may also be needed for deductions. Double-check all figures before submitting.
4. Choose the Correct ITR Form
There are different ITR forms depending on your income type:
- ITR-1 is for salaried individuals with total income up to ₹50 lakh.
Using the wrong form can lead to your return being considered invalid or defective.
5. Select the Right Tax Regime
Taxpayers can choose between the old regime (with deductions) or the new regime (with lower rates but fewer deductions).
It’s important to compare both options before filing. You can use online tax calculators to see which one benefits you more.
Experts Speak
“First-time filing is not just about submitting a form—it’s the beginning of building your financial history. Filing accurately, on time, and with proper documents sets a strong foundation for the future,” says CA Shefali Mundra, Tax Expert at ClearTax.
Avnish Arora, Executive Director (Direct Tax) at Forvis Mazars India, adds, “Choosing the correct ITR form and the right regime can help avoid errors and ensure full benefits are claimed.”
For more updates on income tax and personal finance, visit the official tax portal or consult a certified tax advisor.
