New Rules from October 1: Major Changes Impacting Daily Life

New Rules from October 1: Major Changes Impacting Daily Life
From ticket booking to pension reforms, here’s what will change for the public
Like the beginning of every month, October 1, 2025, will bring in a series of important regulatory changes that will directly affect the lives and pockets of the common people. These range from reforms in the National Pension System to new rules for railway ticket booking, EPF access, LPG pricing, and even UPI transactions.
One of the most significant reforms is in the National Pension System (NPS). The Pension Fund Regulatory and Development Authority (PFRDA) will roll out the Multiple Scheme Framework (MSF), which allows non-government employees, corporate professionals, and gig workers to invest in multiple schemes using a single PAN number. Earlier, an investor could only opt for one scheme. With MSF, individuals can now diversify between balanced, debt, and even 100% equity-based schemes, depending on their goals and risk appetite.
The Indian Railways is introducing a new rule for online reservations. From October 1, the first 15 minutes of ticket booking will be reserved exclusively for passengers whose IRCTC accounts are Aadhaar-linked and fully authenticated. This move, similar to Tatkal booking norms, is designed to curb the dominance of brokers and ticketing agents.
Changes in LPG cylinder prices are also expected, as revisions generally take place at the start of each month. In September, prices dropped from ₹1631.50 to ₹1580, but fluctuations are likely to continue depending on market conditions.

For EPF subscribers, October may bring a major update. An important meeting scheduled for October 10-11 will discuss allowing PF account holders to withdraw money directly via ATMs. The meeting may also address raising the minimum pension from the current ₹1,000 to a range between ₹1,500 and ₹2,500. Additionally, the launch of EPFO 3.0, a new digital service platform, is expected this month.
In a move to enhance digital payment security, the National Payments Corporation of India (NPCI) will discontinue the UPI “Collect Request” or “Pull Transaction” feature from October 1. This feature allowed users to request money from others via apps like GPay and PhonePe. NPCI has taken this step to curb online fraud and phishing attempts, aiming to make UPI transactions safer.
The world of online gaming is also set to undergo major changes starting October 1st. Before implementing the new rules, the government held discussions with gaming companies, banks, and other stakeholders. New rules aim to make online gaming more secure and transparent, to protect players from fraud, and to strictly monitor companies
These sweeping changes, covering everything from financial planning to daily transactions, highlight how October 1 will mark an important shift in the routines of millions of Indians.
Disclaimer: The information provided in this article is based on official announcements and reports available as of now. Actual implementation and outcomes of these rules may vary depending on government notifications, regulatory updates, and market conditions.