Apply for ₹5 Lakh Free Health Insurance for Your Parents Aged 70 and Above: Know the Process
Apply for ₹5 Lakh Free Health Insurance for Your Parents Aged 70 and Above: Know the Process ( Representative Image )
Senior citizens aged 70 and above, including your parents, can now avail of free health insurance through the Ayushman Vaya Vandana (AVV) scheme, launched by Prime Minister Narendra Modi. This initiative, part of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), offers cashless medical treatment worth up to ₹5 lakh annually, with no income restrictions.
Key Benefits of the AVV Card
- Free Hospitalisation: Senior citizens can access cashless treatment in empanelled public and private hospitals without financial stress.
- Universal Eligibility: The scheme is open to all seniors aged 70+, regardless of income level or socio-economic background.
- Shared Coverage: Families with multiple qualifying elderly members can utilise the ₹5 lakh coverage collectively.
- Comprehensive Medical Coverage: Covers 1,929 medical procedures, including drugs, physician fees, diagnostics, pre- and post-hospitalisation expenses, and more.
How to Enroll
- Download the Ayushman app from the Google Play Store.
- Log in as a beneficiary using your mobile number and CAPTCHA.
- Authenticate via OTP and complete the e-KYC process.
- Add details of family members aged 70 or above and capture their photo.
- Download the Ayushman Vaya Vandana Card.
Why the AVV Card is Significant
The AVV card addresses the challenges seniors face in securing personal health insurance due to age and pre-existing health conditions. It can also complement existing insurance policies by covering additional expenses.
Limitations to Consider
While the AVV card offers substantial benefits, certain restrictions apply:
Hospital Network: Treatment is limited to empanelled hospitals, which may not offer the
