Beware of Digital Arrest Scams: NPCI Offers Tips for Identification and Protection

Beware of Digital Arrest Scams: NPCI Offers Tips for Identification and Protection
The National Payments Corporation of India (NPCI) is taking steps to empower citizens by raising awareness about ‘Digital Arrest’ frauds and educating them on how to spot potential scams and safeguard themselves. As stated in an NPCI press release, “Digital payments are now widely available across the country, propelling India towards a digital-first economy. They provide both security and convenience. However, it is essential to use digital payment methods safely and to steer clear of online scams. Recognizing potential scams early can help protect you and your loved ones, contributing to a safer, less cash-dependent economy for everyone.”
To identify potential ‘digital arrest’ scams, you can look for the following warning signs based on the NPCI release:
1. Unexpected Contact from ‘Officials’: Be wary if you receive a call or message from someone claiming to be from government agencies such as the police, CBI, income tax officers, or customs agents. This is especially concerning if they claim that urgent legal action is being taken against you or a family member for serious crimes like money laundering, tax evasion, or drug trafficking.
2. Fear-Based Language and Urgency: Scammers often use fear tactics and create a sense of urgency. They might request video calls while posing in police uniforms, using government logos, or producing official-sounding background noise to appear credible. They may threaten arrest or immediate legal action, insisting you respond quickly and using legal jargon to sound convincing. In some instances, they might even set up a scene that resembles a police station to further convince their victims.
3. Request for Sensitive Information or Payment: Be cautious if the caller asks for personal information or demands a significant amount of money, claiming that it will resolve your alleged involvement in a crime. They may pressure you to transfer funds to their account until the investigation is complete. Phrases like “clearing your name,” “assisting with the investigation,” or “refundable security deposit/escrow account” are often used to manipulate victims into sending money to specific bank accounts or UPI IDs.
By being aware of these signs, you can better protect yourself from falling victim to such scams.
*Here are some steps to protect yourself from digital fraud:*
Make sure to verify any unexpected calls or messages regarding legal matters. Stay calm, as scammers often exploit fear and urgency. Remember that legitimate government and law enforcement agencies do not ask for money or conduct investigations through phone calls or video chats. Always confirm the caller’s identity before taking any action and consult reliable sources.
Additionally, keep records of messages, take screenshots, and document your interactions. This information can be useful if you need to report the incident to the authorities.
If you encounter such scams, you can report suspicious numbers to the national cyber crime helpline by calling 1930 or reach out to the Department of Telecommunications through their website https://sancharsaathi.gov.in/sfc/)