Top 5 Mutual Funds from India’s largest mutual fund house with Highest 10-Year SIP Returns
Top 5 Mutual Funds from India’s largest mutual fund house with Highest 10-Year SIP Returns
Discover the best long-term wealth creators from India’s largest mutual fund house
SBI Mutual Fund, India’s largest asset management company, has consistently delivered strong returns for investors through its diverse range of equity schemes. With over ₹11 lakh crore in assets under management (AUM), it has become a go-to for retail and institutional investors alike. For those who prefer long-term investing via SIP (Systematic Investment Plan), certain SBI schemes have created significant wealth over the past decade.
Here’s a look at the top 5 SBI Mutual Fund equity schemes based on their 10-year SIP returns as of May 2025:
1. SBI Technology Opportunities Fund
- 10-Year SIP Return (Annualised): 20.91%
- Wealth Outcome: ₹10,000 monthly SIP = ₹36.14 lakh
- Lump Sum Return (Annualised): 18.06%
- Fund Type: Sectoral / Thematic (Technology)
- AUM: ₹4,225 crore
Top performer riding on the digital and tech boom.
2. SBI Contra Fund
- 10-Year SIP Return (Annualised): 20.73%
- Wealth Outcome: ₹10,000 monthly SIP = ₹35.75 lakh
- Lump Sum Return (Annualised): 16.78%
- Fund Type: Value / Contrarian
- AUM: ₹44,069 crore
Focused on undervalued stocks with potential for turnaround.
3. SBI Small Cap Fund
- 10-Year SIP Return (Annualised): 20.48%
- Wealth Outcome: ₹10,000 monthly SIP = ₹35.35 lakh
- Lump Sum Return (Annualised): 19.93%
- Fund Type: Small Cap
- AUM: ₹31,790 crore
A consistent outperformer among small-cap funds with strong long-term alpha.
4. SBI Infrastructure Fund
- 10-Year SIP Return (Annualised): 19.94%
- Wealth Outcome: ₹10,000 monthly SIP = ₹34.24 lakh
- Lump Sum Return (Annualised): 16.40%
- Fund Type: Sectoral (Infrastructure)
- AUM: ₹4,872 crore
A strong play on India’s infrastructure growth story.
5. SBI PSU Fund
- 10-Year SIP Return (Annualised): 19.23%
- Wealth Outcome: ₹10,000 monthly SIP = ₹33 lakh
- Lump Sum Return (Annualised): 13.72%
- Fund Type: Thematic (Public Sector Undertakings)
- AUM: ₹5,035 crore
Benefited from the re-rating of PSU stocks and government initiatives.
SIP vs. Lump Sum – Which Is Right for You?
| Feature | SIP | Lump Sum |
|---|---|---|
| Investment Style | Regular, disciplined | One-time, large amount |
| Market Timing Risk | Low (averaging effect) | High (timing-sensitive) |
| Suitable For | Salaried, beginners, small investors | Investors with surplus funds |
| Stress Level | Low | Higher (needs market judgment) |
SBI Mutual Fund’s equity schemes have proven to be effective vehicles for wealth creation, especially via SIPs. Whether you’re a first-time investor or a seasoned one, sticking with consistent SIPs in well-performing funds like those above can significantly boost your long-term financial goals.
Disclaimer: Mutual fund investments are subject to market risks. Past performance is not indicative of future results. Always consult a financial advisor before making investment decisions.
