Why Your ₹1 Crore Flat Might Be Worth Only ₹90 Lakh Now And Less in the Future, Warns Finfluencer Akshat Shrivastava

Currency devaluation is eroding your wealth faster than you think. Here’s how to protect your assets before it’s too late.

If you think your savings or assets are growing safely, financial educator Akshat Shrivastava wants you to take a harder look. In a recent warning posted on X (formerly Twitter), Shrivastava said that currency devaluation is quietly and steadily eating into the real value of what you own,  including real estate, savings, and even cash in the bank.

Imagine that your 2BHK flat is worth 1Cr. The next year, its value falls to 90L. How would you feel?

I guess pretty bad, right?

What if I tell you: this is actually happening; without you even taking a note of this.

One key way this happens is called "devaluation of your…

— Akshat Shrivastava (@Akshat_World) June 8, 2025

“Imagine that your ₹1 crore flat is worth ₹90 lakh a year later. How would you feel?” he wrote. “What if I tell you: this is actually happening without you even noticing?”

What’s Causing This “Invisible Loss”?

Shrivastava points to aggressive money printing by global governments, particularly during and after the COVID-19 pandemic. He cites a startling fact: The U.S. Federal Reserve printed 20% of the country’s total money supply in just one year. The result? Inflation surged, currencies weakened, and asset prices became unstable.

While most people think of devaluation only in terms of foreign exchange, Shrivastava emphasizes that the impact goes much deeper. “The currency is also devaluing against real-world assets like gold, Bitcoin, and land,” he notes.

“If the rate of money printing is 10%, and your post-tax deposit interest is 6%, your real purchasing power is dropping by 4% annually.”

Why You Might Not Feel It — Yet

One of the most dangerous aspects of this trend, according to Shrivastava, is its invisibility. Unlike a stock crash or real estate slump, the gradual erosion of currency value doesn’t make headlines. “People don’t protest. They don’t care. Cricket and politics keep them distracted,” he says.

So, What’s the Solution?

Shrivastava recommends shifting your money into inflation-resistant assets, what economists call “hedges”:

• Quality stocks
• Good real estate
• Gold
• Bitcoin

But even here, he offers a word of caution: timing is crucial. He explains that someone who bought Bitcoin at its peak in 2021 might still be seeing 0% returns after three years, even though its long-term CAGR is impressive.

“The real challenge isn’t just choosing the right assets. It’s knowing when to buy, how much to buy, how to analyze value, and when to exit.”

Shrivastava’s message is simple but urgent: Don’t let silent inflation erode your wealth. Focusing solely on one “safe” asset class like real estate or fixed deposits, without considering inflation and currency devaluation, could cost you more in the long run than any market crash.

“Every year, people’s wealth keeps going down in real terms,” he warns. “And most of them don’t even realise it.”

Whether you’re a salaried professional, a retiree, or a budding investor, this might be the right time to reassess your financial strategy, before the real value of your ₹1 crore starts slipping away further.