Nationwide Outage: Major Banks’ Servers Down, UPI Transactions Fail for Users

Users nationwide faced disruptions as servers of major banks, including HDFC Bank, Bank of Baroda, Bank of Maharashtra, State Bank of India (SBI), and Kotak Mahindra Bank, experienced outages, impacting Unified Payments Interface (UPI) transactions. Social media platforms were flooded with reports of users encountering difficulties with popular UPI-enabled apps like Google Pay, PhonePe, BHIM, and Paytm.

Despite widespread reports, neither the affected banks nor the National Payments Corporation of India (NPCI) have acknowledged the ongoing outage. Users reported issues with fund transfers and accessing their accounts, but the cause of the problem and resolution details remain undisclosed. The outage has persisted for several hours, with users expressing frustration on various platforms.

Here are some X users’ posts

A user tweeted, “@KotakBankLtd Server down? What’s the issue? Not able to open the app. Having current account with the bank.”

Another Bank of Baroda account holder expressed, “Bank server is down.. I cannot receive funds in my account.. please look into the matter!”

An ICICI bank holder stated, “@ICICIBank Due to server issue of icici bank i have received 3 time today fasttag and it’s showing black listed khanapur toll plaza I have paid double charge for up and down Dear @nitin_gadkari i have tried to convence toll guy’s but not able listen anything,” alongside screenshots of UPI payments.

A user mentioned, “HDFC UPI servers are down since 5:30 PM. What is going on?” at 8:06 PM on X.

Another user inquired, “SBI UPI server down? Transactions are failing. @TheOfficialSBI.”