“Borrowed Rs 30,000 from Mom”; Woman’s Expense Breakdown During Unemployment Sparks Online Debate
"Borrowed Rs 30,000 from Mom"; Woman’s Expense Breakdown During Unemployment Sparks Online Debate
After being jobless for seven months, a 30-year-old shared her January spending details, revealing she borrows nearly Rs 30,000 a month from her mother to manage basic costs.
A 30-year-old woman from Bengaluru has triggered a widespread discussion on social media after posting a candid breakdown of her monthly expenses while navigating a prolonged period of unemployment.
The video, shared by Nikita, who goes by the handle @social_coded, was captioned “January expense breakdown in unemployment.” In the clip, she explains that she has been unemployed for the past seven months and has been relying on a mix of parental support, withdrawals from an emergency fund, and small earnings from LinkedIn consulting to stay financially afloat.
“30 years old and 7 months of unemployment… So how am I managing financially? I will be breaking down my January expenses,” she says before revealing that she borrowed Rs 30,000 from her mother during the month.
Nikita then outlines where the money goes. She states that her rent alone costs Rs 13,000, followed by recurring utility expenses such as electricity, Wi-Fi, phone recharge, water, and gas. Food spending, including groceries and eating out, came to Rs 8,402, while transport costs added up to Rs 4,284.
She also highlighted healthcare-related spending and mentioned that she spent around Rs 5,000 on self-care services such as facials, waxing, and massages. Additional discretionary expenses included Rs 1,398 on shopping and Rs 1,331 on movies and outings with friends.
Despite the financial strain, Nikita said she continued investing Rs 2,000 in Systematic Investment Plans (SIPs), though she admitted regretting spending Rs 800 on an astrology app. “You can do the math yourself — this was an expensive month,” she added.
The video quickly went viral, drawing reactions from users who related to her situation or offered practical suggestions. One commenter advised her to explore online teaching opportunities, writing that platforms catering to international students could provide stable income.
Another user shared that they too were being supported by family during difficult times, “Same my brother is helping me on this tough times,” commented another.
A third user asked, “Hi, you mentioned LinkedIn consulting and I’d love to hear more about it. I currently have a LinkedIn page with a small but growing audience, and I wanted to understand whether LinkedIn consulting is effective in driving real growth and engagement. Looking forward to hearing your insights.”
The post has reignited conversations around rising urban living costs, unemployment pressures, and the realities of financial dependence even in adulthood.
