How to Avoid Credit Card Fraud at Petrol Pumps
How to Avoid Credit Card Fraud at Petrol Pumps
Petrol pumps in India are increasingly being targeted for credit card fraud, with cases of card skimming and unauthorized transactions on the rise. To keep your financial information safe, follow these simple precautions when using your credit card at petrol stations.
1. Use Trusted Petrol Pumps
Whenever possible, choose well-known petrol stations with security cameras and trained staff. These stations are less likely to be involved in fraudulent activities. When traveling to a new area, inspect the payment counter before using your card. If available, use self-service pumps to stay in control of your payment.
2. Keep an Eye on Your Card During Payment
Never let your card out of sight. Ensure that the attendant swipes your card in front of you and returns it immediately. If the payment machine is far away, ask them to bring it to you instead of handing over your card.
3. Use Contactless Payment Methods
Avoid swiping or inserting your card when possible. Instead, use tap-to-pay cards or mobile wallets (like Google Pay or Apple Pay). These methods reduce the risk of skimming since your card never physically touches the machine.
4. Regularly Check Your Bank Statements
Monitor your bank and credit card transactions frequently. If you notice any unauthorized charges, report them to your bank immediately. You can also enable SMS or email alerts to track transactions in real time.
5. Check the Card Machine Before Swiping
Before inserting your card, inspect the card reader for anything unusual. If it looks loose, damaged, or has extra attachments, there might be a skimming device installed. Try the wiggle test—gently shake the reader. If it moves, avoid using it and inform the petrol station staff.
By following these simple steps, you can protect yourself from credit card fraud at petrol pumps. Stay alert, use safe payment methods, and keep your finances secure!
Disclaimer: This article is for educational purposes only and aims to spread awareness about credit needs such as loans, credit cards, and credit scores. There are tie-ups with fintech companies for providing credit, and you may need to share your information if you apply. These partnerships do not influence the editorial content. Taking credit involves risks such as high interest rates and hidden charges. It is advised to consult certified experts before making any financial decisions.
Source: Mint
